The fixed-versus-variable conversation is often framed as a rate forecast: Will rates rise or fall? That question matters, but it is not the whole decision. The structure of the mortgage determines what happens to the client's payment, principal repayment and flexibility as rates change. An adjustable-rate mortgage (ARM) paired with a voluntary payment buffer offers a useful third way to frame the choice. Instead of treating the ARM's lower initial payment as extra spending m

In a rapidly evolving mortgage landscape, consumer trust in mortgage brokers is experiencing a dip, according to the 2023 CMHC Mortgage...

Unlocking Opportunities in Mortgage Refinancing: How Property Fox Empowers Canadian Brokers

Wondering why your go-to mortgage calculator or app is giving you different numbers than Property Fox is showing? Property Fox offers an...

As a Canadian mortgage broker, you know that the industry is constantly evolving, presenting both challenges and opportunities. To stay...

In today's rapidly evolving mortgage and real estate landscape, traditional marketing tactics alone are no longer enough to stand out and...