MASTER PROPERTY FOX FOR A SEAMLESS WORKFLOW
FOUND ON: THE DASHBOARD
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Getting Started
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First things first: When you log in to Property Fox for the first time, you have the option to start immediately by entering new deals as they come (leads from referrals, social media, realtors, email campaigns, etc), or you can upload your historic mortgage data from your CRM in bulk.
We offer two easy bulk upload methods but our go-to recommendation is to start by entering your first deal right away! This allows you to begin analyzing new inbound clients while we seamlessly incorporate your historical data into the system.
FOUND ON: THE DASHBOARD
Morning Dashboard Check
Start your day with clarity: Log into Property Fox to access your Morning Dashboard. This comprehensive view categorizes your leads as hot, warm, upcoming mortgage maturities, anniversaries, and so much more. Property Fox ensures you know where to invest your time effectively - it's your launchpad for a productive day.
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Benefit: Prioritize your day effectively, eliminate guesswork, and ensure you focus on the most promising opportunities right from the start.
FOUND ON: THE DASHBOARD
Mortgage Insights and Opportunity Management
In-depth understanding: Take a deep dive into each mortgage. Access comprehensive insights, lender details, balance information, and potential savings, and gain a nuanced understanding of your clients' mortgage options. Armed with this detailed information, you can tailor your approach, offering personalized advice and maximizing the value you provide to your clients.
Benefit: Armed with this detailed information, you can tailor your approach, offering personalized advice and maximizing the value you provide to your clients.
FOUND ON: THE MORTGAGE ANALYSIS SCREEN
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Historic Mortgage Analysis
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As an Advisor, one of your initial steps is to journey into the past with our Mortgage Analysis tool. This metaphorical time machine allows you to evaluate past decisions that led to your client's current mortgage selection. This insight empowers you to make informed decisions regarding refinancing, renewing with the current lender, or waiting until the term ends.
Our Mortgage Analysis delves into six critical aspects:
-
The Indifference Rate
-
Evaluation of the Current Mortgage
-
Opportunities for Mortgage Optimization
-
Rate Forecasting
-
Mortgage Efficiency
-
Estimation of Mortgage Penalties
But Why Bother Evaluating Past Decisions?
Despite potential scepticism, reviewing past decisions with the Property Fox Mortgage Analysis holds value for many compelling reasons:
​
1. Looking Back in Time: Reflecting on the past provides valuable insights into the initial mortgage choice, considering it might have been the optimal decision at that specific time. This retrospective analysis offers a nuanced understanding of payment and interest evolution, illustrating the net savings and costs involved. Even mortgages that appear suboptimal today may still showcase an advantage in net savings.
​
2. Refinancing Urgency: For clients contemplating refinancing, the tool becomes instrumental in emphasizing the need for making a change. By presenting both past and projected future performance, factoring in unchanged interest rates, it offers critical information for clients seeking guidance on the opportune moment to initiate a change.
3. Building Trust Through Transparency: Honest communication is the cornerstone of a strong advisor relationship. The analysis page and its downloadable report serve as practical tools for periodic reviews, exploring savings options, and fostering trust and openness in the advisor-client relationship.
FOUND ON: THE MORTGAGE ANALYSIS SCREEN
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Downloadable PDF:
All of this analysis can be downloaded into a sleek, branded PDF report, to easily share with your clients and get strategic conversations started!
Key Aspects of the Mortgage Analysis
The Mortgage Analysis tool empowers brokers and their clients to make informed decisions regarding refinancing, renewing with the current lender, or waiting until the term ends. This analysis focuses on six critical aspects:
1. Indifference Rate: Determines the rate at which refinancing becomes financially beneficial for the mortgage holder today. This is referred to as the "indifference rate."
2. Evaluation of the Current Mortgage: Assesses the current mortgage's performance and anticipates changes over the remaining term, considering constant rates.
3. Opportunities for Mortgage Optimization: Explores positive avenues for leveraging the mortgage, such as accelerating payments, unlocking equity, or alleviating payment pressure.
4. Rate Forecasting: Adds a layer of foresight to the mortgage analysis process, helping both borrowers and brokers make decisions that are not only based on historical data but also take into account potential future scenarios.
5. Mortgage Efficiency: The percentage allocated to Principal over Interest is a key indicator of financial health, equity growth, and the overall mortgage performance.
6. Estimated Mortgage Penalty: Allows borrowers to make well-informed decisions, weighing potential savings against the costs associated with changing their mortgage terms.
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Downloadable PDF:
ownload a sleek, informative Mortgage Comparison Report (aka Refinancing Report) report for easy sharing with clients.
Mortgage Comparison Analysis & PDF:
Minimal Documentation Required: Property Fox's unique mortgage comparison functionality revolutionizes the initial assessment process by minimizing documentation requirements. Brokers can efficiently collaborate with clients post-research, emphasizing suitability, eligibility, and timing before gathering application documents. This approach aims to save time and reduce frustration for both Mortgage Brokers and clients.
Compare Mortgage Products Side-by-Side: This analysis facilitates instant, side-by-side comparisons of mortgage products, incorporating rates from most Canadian lenders. You can adjust what information is displayed based on yours/your client's preferences and you can also make real-time adjustments and fine-tuning during presentations.
​
Assess various mortgage options, providing a comprehensive analysis through three key calculations:
-
Current Date,
-
End of the Current Term,
-
End of the Next Term.
Downloadable PDF: Download a sleek, informative Mortgage Comparison Report (aka Refinancing Report) report for easy sharing with clients.
Benefit: Present your clients with the most competitive mortgage options, based on current penaltis, savings and rates, strengthening your position as a trusted advisor.
Rate Change Forecasting
Stay ahead of the curve: Showcase your expertise by setting thresholds and predicting the impact of future interest rate changes on your clients' mortgages. Run what-if scenarios and provide informed suggestions to help them save money.
​
Benefit: Proactively advise clients on how to navigate potential rate fluctuations, demonstrating your industry knowledge.
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Client Qualification and Stress Test
Streamlined qualification: Use Property Fox's stress test and eligibility functionality to explore opportunities to enhance your client's mortgage. Quickly determine if they qualify for specific mortgage products, eliminating wasted applications.
​
Benefit: Improve efficiency by identifying eligible mortgages swiftly, saving you time and effort.
Homeownership Performance
Client engagement: Understand your clients' past, present, and future homeownership journey. Share these insights to engage your clients in meaningful conversations about their financial goals.
Benefit: Strengthen client relationships by demonstrating your commitment to helping them achieve their homeownership dreams.
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Client Retention and Referrals
Proactive retention: Proactively monitor upcoming mortgage renewals and reach out to clients with competitive offers before they consider straight renewals with their lenders. Strengthen your professional relationships and generate referrals.
Benefit: Boost client retention and expand your network through referrals, ultimately growing your business.
Reporting and Insights
Data-driven decisions: Dive deeper into your business with comprehensive reporting. Download detailed Mortgage Analysis and Mortgage Comparison PDF reports to share with your clients! Understand your pipeline, track progress, and uncover hidden opportunities. Gain insights like never before.
Benefit: Make data-driven recommendations to improve your brokerage's performance and profitability, and share them with your clients to get strategic conversations started.
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Client Interaction
Effortless communication: Easily communicate with your clients, providing them with transparent, user-friendly displays of calculations and comparisons. Demonstrate scenarios effortlessly.
Benefit: Enhance the client experience by simplifying complex mortgage information.
.png)
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Notifications and Alerts
Stay in the loop: Stay updated with real-time email alerts and on-screen notifications about high-priority deals. Ensure you never miss an opportunity.
​
Benefit: Never let important opportunities slip through the cracks by staying informed and responsive.
MASTER PROPERTY FOX FOR A SEAMLESS WORKFLOW
Morning Dashboard Check
Start your day with clarity: Log into Property Fox to access your Morning Dashboard. This comprehensive view categorizes your leads as hot, warm, upcoming mortgage maturities, anniversaries, and so much more. It's your launchpad for a productive day.
​
Benefit: Prioritize your day effectively, ensuring you focus on the most promising opportunities right from the start.
Historic Mortgage Analysis
​
As an Advisor, one of your initial steps is to journey into the past with our Mortgage Analysis tool. This metaphorical time machine allows you to evaluate past decisions that led to your client's current mortgage selection. This insight empowers you to make informed decisions regarding refinancing, renewing with the current lender, or waiting until the term ends.
Our Mortgage Analysis delves into six critical aspects:
-
The Indifference Rate
-
Evaluation of the Current Mortgage
-
Opportunities for Mortgage Optimization
-
Rate Forecasting
-
Mortgage Efficiency
-
Estimation of Mortgage Penalties
But Why Bother Evaluating Past Decisions?
Despite potential scepticism, reviewing past decisions holds value for many compelling reasons:
​
1. Looking Back in Time: Reflecting on the past provides valuable insights into the initial mortgage choice, considering it might have been the optimal decision at that specific time. This retrospective analysis offers a nuanced understanding of payment and interest evolution, illustrating the net savings and costs involved. Even mortgages that appear suboptimal today may still showcase an advantage in net savings.
​
2. Refinancing Urgency: For clients contemplating refinancing, the tool becomes instrumental in emphasizing the need for making a change. By presenting both past and projected future performance, factoring in unchanged interest rates, it offers critical information for clients seeking guidance on the opportune moment to initiate a change.
3. Building Trust Through Transparency: Honest communication is the cornerstone of a strong advisor relationship. The analysis page and its downloadable report serve as practical tools for periodic reviews, exploring savings options, and fostering trust and openness in the advisor-client relationship.
Mortgage Comparison Analysis & PDF:
Minimal Documentation Required: Property Fox's unique mortgage comparison functionality revolutionizes the initial assessment process by minimizing documentation requirements. Brokers can efficiently collaborate with clients post-research, emphasizing suitability, eligibility, and timing before gathering application documents. This approach aims to save time and reduce frustration for both Mortgage Brokers and clients.
Compare Mortgage Products Side-by-Side: This analysis facilitates instant, side-by-side comparisons of mortgage products, incorporating rates from most Canadian lenders. You can adjust what information is displayed based on yours/your client's preferences and you can also make real-time adjustments and fine-tuning during presentations.
​
Assess various mortgage options, providing a comprehensive analysis through three key calculations:
-
Current Date,
-
End of the Current Term,
-
End of the Next Term.
Downloadable PDF: Download a sleek, informative Mortgage Comparison Report (aka Refinancing Report) report for easy sharing with clients.
Benefit: Present your clients with the most competitive mortgage options, based on current penaltis, savings and rates, strengthening your position as a trusted advisor.
.png)
.png)
Complete with Notifications and Alerts
Stay in the loop: Stay updated with real-time email alerts and on-screen notifications about high-priority deals. Ensure you never miss an opportunity.
​
Benefit: Never let important opportunities slip through the cracks by staying informed and responsive.
Opportunity Management
Know where to invest your time: Unsure which opportunities to prioritize? Property Fox provides expert recommendations. It highlights refinancing opportunities, payment comparisons, and more.
Benefit: Eliminate guesswork and make informed decisions about which opps to pursue, improving your efficiency.
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Opportunity Details and Insights
In-depth understanding: Dive into the specifics of each opportunity. Access comprehensive insights, lender information, balance details, and potential savings. Gain a deeper understanding of your clients' mortgage options.
Benefit: Equip yourself with detailed information to tailor your approach and provide more value to your clients.
Want to see the actual software and find out how it works?
Rate Change Forecasting
Stay ahead of the curve: Showcase your expertise by setting thresholds and predicting the impact of future interest rate changes on your clients' mortgages. Run what-if scenarios and provide informed suggestions to help them save money.
​
Benefit: Proactively advise clients on how to navigate potential rate fluctuations, demonstrating your industry knowledge.
Client Qualification and Stress Test
Streamlined qualification: Use Property Fox's stress test and eligibility functionality to explore opportunities to enhance your client's mortgage. Quickly determine if they qualify for specific mortgage products, eliminating wasted applications.
​
Benefit: Improve efficiency by identifying eligible mortgages swiftly, saving you time and effort.
Homeownership Performance
Client engagement: Understand your clients' past, present, and future homeownership journey. Share these insights to engage your clients in meaningful conversations about their financial goals.
Benefit: Strengthen client relationships by demonstrating your commitment to helping them achieve their homeownership dreams.
Client Retention and Referrals
Proactive retention: Proactively monitor upcoming mortgage renewals and reach out to clients with competitive offers before they consider straight renewals with their lenders. Strengthen your professional relationships and generate referrals.
Benefit: Boost client retention and expand your network through referrals, ultimately growing your business.
Reporting and Insights
Data-driven decisions: Dive deeper into your business with comprehensive reporting. Download detailed Mortgage Analysis and Mortgage Comparison PDF reports to share with your clients! Understand your pipeline, track progress, and uncover hidden opportunities. Gain insights like never before.
Benefit: Make data-driven recommendations to improve your brokerage's performance and profitability, and share them with your clients to get strategic conversations started.
Client Interaction
Effortless communication: Easily communicate with your clients, providing them with transparent, user-friendly displays of calculations and comparisons. Demonstrate scenarios effortlessly.
Benefit: Enhance the client experience by simplifying complex mortgage information.